In American Nat. Property & Casualty Co. v. Julie R. (1999) 76 Cal.App.4th 134, an uninsured motorist used his car to drive the victim to a deserted location where he raped her inside the car. The Court of Appeal concluded the victim's uninsured motorist policy provided no coverage for her injuries because, "The vehicle provided a favorable situs for the attack, but its use was a circumstance accompanying the rape, not a predominant cause or a substantial factor in Julie R.'s injury." (Id. at p. 142.)