Associated Cal. Loggers, Inc. v. Kinder

In Associated Cal. Loggers, Inc. v. Kinder (1978) 79 Cal. App. 3d 34, two business associations contracted with a worker's compensation insurer to provide insurance to its members. The insurance commissioner determined that the insurer had violated certain provisions of the insurance law, requiring the cancellation of all policies with the two associations. ( Id. at p. 38.) In upholding the associations' standing to challenge the commissioner's ruling, the Court of Appeal held the associations had alleged an injury in fact, and met the "general guideline" of standing under federal law, in that the claim was "within the 'zone of interest' to be protected by the applicable insurance laws of California because . . .if the contracts at issue are not within the 'zone of interest' to be protected or regulated by the insurance laws by what authority does the commissioner purport to order them cancelled?" ( Id. at p. 41.)