In Siliga v. Mortgage Electronic Registration Systems, Inc. (2013) 219 Cal.App.4th 75, the Court held that there was no prejudice suffered by the plaintiffs when they "did not dispute that they are in default under the note," "the assignment of the deed of trust and the note did not change their . . . obligations under the note," and "there was no reason to believe that . . . the original lender would have refrained from foreclosure in these circumstances." Thus, plaintiffs "have no standing to complain about any alleged lack of authority or defective assignment. " (Ibid.)