In Tosco Corp. v. General Ins. Co. (2000) 85 Cal. App. 4th 1016, the First District Court of Appeal affirmed summary judgments entered in favor of three insurers on the authority of this court's opinion in A. C. Label Co. v. Transamerica Ins. Co. (1996). The First District agreed with this court that a comprehensive general liability insurer cannot be required to defend or indemnify an insured with respect to liabilities arising from property that the insured did not own during the policy period.