In Wyatt v. Union Home Mortgage Co. (1979) 24 Cal.3d 773, the court applied to mortgage loan brokers a duty to call to the attention of borrowers unfavorable provisions of a loan. The borrowers, the court said, "retained a mortgage loan broker to negotiate for them highly complex loan terms and they may be assumed to have justifiably relied on the latter's expertise." (24 Cal.3d at p. 784.)