In Ga. Farm &c. Ins. Co. v. Burch, 222 Ga. App. 749 (476 S.E.2d 62) (1996), an insured was injured in a collision while allowing a friend or acquaintance to drive her car. As cited in the opinion, the policy contained an exclusion limiting coverage for "'bodily injury . . . to "you" (the named insured) or any family member . . . (2) to the extent the limits of liability of this coverage exceed the limits of liability required by law. . . .'" Id. at 750. The Court held that the insurer's exclusion operated to limit its coverage obligation to the statutory minimums under O.C.G.A. 33-34-4 and 40-9-2 (5) (A), that the exclusion did not violate public policy, and that even if it were contrary to public policy, it would be enforceable as to amounts in excess of the statutory minimum coverage. Id.