In Moon v. CSA--Credit Solutions of America, 304 Ga. App. 555 (696 SE2d 486) (2010), the trial court dismissed the complaint based on a forum selection clause in the parties' contract. Although not all of the judges on the panel agreed on the reasoning and thus the case is physical precedent only, the special concurrence in Moon reasoned that, because the complaint asserted a cause of action based upon a violation of the debt adjustment statutes, not a breach of contract claim, the contract's choice of forum provision did not apply.