In Robert & Co. Assoc. v. Rhodes-Haverty Partnership, 250 Ga. 680, 681-682 (300 S.E.2d 503) our Supreme Court established the right to recover damages under a theory of negligent misrepresentation. In the context of insurance policies, genuine issues of material fact arise on a negligent representation claim as to the scope of coverage where the evidence shows that an insurance agent's representation as to a proposed insurance policy would provide coverage, but the policy, in fact, does not. Collins v. Life Ins. Co., 228 Ga. App. 301, 302-304 (2) (491 S.E.2d 514).