In Shelter America Corp v. Ga. Farm Bureau Mut. Ins. Co., 209 Ga. App. 258, 260 (3) (433 SE2d 140) (1993), the insured argued that it was entitled to recover for its loss under the applicable appraisal clause of its insurance policy and that the appraisal clause did not contain a one-year time limitation. The Court rejected that argument, finding that the insured failed to request an appraisal "in the one-year period before the suit limitation ran. Further, the object of an appraisal would be to determine the amount of loss, and, contrary to the insured's argument, any suit to collect any appraised amount would be barred by the same contractual limitation provision." Shelter America, supra at 260 (3).