In Southern Guaranty Ins. Co. v. Miller, 183 Ga. App. 261 (358 S.E.2d 611) (1987), an employee of the insured was driving the employer's vehicle and was involved in an automobile collision. Because the employer determined from the police report and accounts given by the driver and another witness that no injuries or significant damage had occurred, the employer "decided to ignore the matter." Id. at 262. On the question of whether the employer's subsequent notice to its insurer was adequate, this court concluded that the employer was justified as a matter of law in not reporting the collision to its insurer in "the absence of any apparent personal injury to the parties involved and the minimal property damage." Id. at 263.