In Trust Investment &c. v. First Ga. Bank, 238 Ga. 309, 310 (1) (232 SE2d 828) (1977), the Supreme Court of Georgia rejected this policy argument and reaffirmed the established rule that: "The holder of a note who is also the grantee in a deed to secure the indebtedness of the note is not forced to exercise the power of sale in the deed. He may sue on the note or exercise the power of sale." Id.