In Lyons v. State Farm Fire & Casualty Co., 349 Ill. App. 3d 404, 409, 811 N.E.2d 718, 285 Ill. Dec. 231 (2004), the underlying complaint alleged that the insured built levees that protruded onto the plaintiffs' property, and the insurer asserted that this act of building the levees was intentional and was not an "occurrence" under the policy. Lyons, 349 Ill. App. 3d at 408. The reviewing court concluded that nothing in the underlying complaint suggested that the insured intended or expected to have the levees protrude onto the plaintiffs' property. Lyons, 349 Ill. App. 3d at 410.