In Lincoln v. Momentum Sys. Ltd., 86 F. Supp. 2d 421 (D.N.J.2000), for instance, plaintiff's explanation that he did not see the application for total disability benefits made to a private insurer because his doctor sent the necessary forms was not sufficient evidence to defeat summary judgment against plaintiff's ADA claim. Id. at 428-29. Critical too, was the fact that plaintiff continued to receive disability benefits even after his physician told him he could return to work. Id. at 430.