Mazzilli v. Accident & Cas. Ins. Co

In Mazzilli v. Accident & Cas. Ins. Co., 35 N.J. 1, 170 A.2d 800 (1961), the court was required to decide whether the phrase "household", in a homeowner's liability insurance policy, extended coverage to the insured husband's wife, who resided in a separate bungalow with her son on the same tract of land 150 feet away from her husband's house. The father and son "were close in personal relations as well as physical proximity, and the boy had the run of the place, was 'in and out'" of his father's home, and cared for his father on many occasions. Id. at 16, 170 A.2d 800. Although husband and wife had not lived under the same roof for two years, the court found, because of the "continuance of a substantially integrated family relationship," that the insured's wife was "a resident of the household within the scope of defendant's contract of insurance." Id. at 19, 170 A.2d 800.