In State Farm Mutual Auto Ins. Co. v. Molino, 289 N.J. Super. 406, 410, 674 A.2d 189 (App.Div.1996), the Court held that the language of that statute should be read as broadly as the words themselves indicate, that statutory arbitrators are authorized to determine both factual and legal issues, and that coverage issues are to be decided by the arbitrator in the same manner as issues dealing with the extent of injury and the amount of recovery. "Carriers should not be empowered to avoid arbitration simply by characterizing PIP disputes as questions of 'entitlement' or 'coverage' and then seeking judicial resolution of those issues." Id. at 411, 674 A.2d 189.