In Werner Indus., Inc. v. First State Ins. Co., 112 N.J. 30, 548 A.2d 188 (1988), the New Jersey Supreme Court reiterated that the "fundamental principle of insurance law is to fulfill the objectively reasonable expectations of the parties." Id. at 35, 548 A.2d 188. Thus, "at times, even an unambiguous insurance contract has been interpreted contrary to its plain meaning so as to fulfill the reasonable expectations of the insured." Id. at 35-36, 548 A.2d 188.