Ace Wire & Cable Co. v. Aetna Casualty & Surety Co

In Ace Wire & Cable Co. v. Aetna Casualty & Surety Co., 60 N.Y.2d 390, the Court used a two-part test to in interpret an insurance policy. Ace Wire, supra at pg. 398. The first part of the test was "common speech" and the second part was "the reasonable expectations of the ordinary businessman." From this Court's "common speech" reading of the information page, it is of the opinion that an ambiguity is present concerning whether workers' compensation was provided to J&C Building Renovations in the State of New York by Liberty. The Court finds specifically that clause "c" of item three of the information page when read in the context of common speech is ambiguous.