In Government Empls. Ins. Co. v. Chrysler Ins. Co. (256 AD2d 1212) Mr. Velazquez rented a car from Snappy Rent-a-Car, Inc., and was subsequently involved in an accident. At the time of the accident, Velazquez was insured by the plaintiff Government Employees Insurance Company. Snappy Rent-a-Car, Inc., maintained an automobile liability policy with the defendant Chrysler. In reversing the ruling below, the Court held that a car rental agency cannot refuse to provide primary insurance to renters. Echoing the Morris decision (supra), the Court also stated that there is no statutory prohibition on insurance contract provisions which limit liability to "that portion of its liability that exceeds the amount for which vehicle owners are required to be insured." (Supra, at 1213.)