In Neurologic Services, P.C. v. State-Wide Ins. Co. (183 Misc2d 343, Civ Ct, Queens County 1999), the court held that the insurer's "essential business activities of delivering policies of insurance and, most importantly, collecting premiums in the city limits", acting through brokers, satisfied both the "transacts business" and "contracts anywhere" prongs of Civil Court Act 404(a)(1). (See id., at 345.) Those business activities, even when conducted solely through the mail, have long been deemed sufficient to justify the exercise of jurisdiction consistent with due process. (See McGee v. International Life Ins. Co., 355 U.S. 220.) "It cannot be denied that [the state] has a manifest interest in providing effective means of redress for its residents when their insurers refuse to pay claims." (Id.)