In Register v. White, 358 N.C. 691, 693, 599 S.E.2d 549, 552 (2004), the Supreme Court of North Carolina went on to state: The primary goal in interpreting an insurance policy is to discern the intent of the parties at the time the policy was issued. If the terms of the policy are plain, unambiguous, and susceptible of only one reasonable construction, the courts will enforce the contract according to its terms. If, however, the meaning of words or the effect of provisions is uncertain or capable of several reasonable interpretations, the doubts will be resolved against the insurance company and in favor of the policyholder. Id. at 695, 599 S.E.2d at 553.