In MBNA Am. Bank, N.A. v. McArdle, 6th Dist. No. L-06-1319, 2007 Ohio 2033, at P15-19, the Sixth Appellate District determined that since the issuer of a credit card was a national bank, the prohibitions against maintaining an action by a foreign corporation under R.C. 1703.03 and R.C. 1703.29(A) were inapplicable and, therefore, it could pursue an action for unpaid debt in Ohio. The McArdle court stated, "R.C. 1703.031 eliminates the registration requirements and penalties set forth in R.C. 1703.01 to 1703.31 'with respect to a corporation that is a bank, savings bank, or savings and loan association chartered under the laws of the United States, the main office of which is located in another state.'" Id. at P17.