In Trinity Universal Insurance Co. v. Cowan 945 S.W.2d 819 (Tex. 1997), the Court construed a homeowner's policy that covered an "occurrence." While in Cowan the Court held that there was no coverage, the Court did so because the actor was the insured. In Cowan, the insured made copies of revealing photographs and showed them to his friends. When the plaintiff found out and filed suit, the insured asserted that it was an accident because he did not intend for the plaintiff to find out about the copies. But the insured's conduct was not accidental, because he "did exactly what he intended to do when he purposefully copied the photographs and showed them to his friends." Id. at 827