In Bewley Furniture Company, Inc. v. Maryland Casualty Company, 271 So. 2d 346 (La. App. 2d Cir. 1972), modified on other grounds, 285 So. 2d 216 (La. 1973), the Court recognized that the words "caused by accident" contained in an insurance policy have been held to have a much broader meaning than merely tortious conduct and that courts have declined to limit the meaning of such wording to be an event that happened suddenly or violently.