Dillon Equities v. Palmer & Cay, Inc

In Dillon Equities v. Palmer & Cay, Inc. (Ala.1986), 501 So.2d 459, 462 , the Alabama Supreme Court concluded that "by procuring and placing insurance coverage on a restaurant/lounge located in Birmingham, Alabama, and deriving substantial benefit therefrom, the insurance broker purposefully availed itself of the privilege of conducting activities within the forum State, thus invoking the benefits and protections of its laws. The insurance broker voluntarily assumed this interstate obligation for profit, and by doing so should have reasonably anticipated being required to appear in Alabama to defend an action such as the present one, which arises out of their contracting to insure property located within Alabama." See also Hiatt, 599 F. Supp. at 1147-48 (holding that although defendants were mere insurance agents procuring insurance, "they have transacted business in Colorado and have thereby established the minimum contacts necessary to subject themselves to jurisdiction in this state for claims arising out of that business"; agents were properly subjected to jurisdiction in Colorado because they "afforded themselves of the benefits of the economy and laws of the State of Colorado").