In Layne v. Garner, 612 So. 2d 404, 408 (Ala. 1992) the Court stated: "Although Alabama law lacks an explicit standard for determining whether a contract or contractual provision is unconscionable, case law reveals that four factors are important in making this determination. "In addition to finding that one party was unsophisticated and/or uneducated, a court should ask: (1) whether there was an absence of meaningful choice on one party's part; (2) whether the contractual terms are unreasonably favorable to one party; (3) whether there was unequal bargaining power among the parties; (4) whether there were oppressive, one-sided, or patently unfair terms in the contract." Id.