St. Paul Fire and Marine Insurance Co. v. Gilmore
In St. Paul Fire and Marine Insurance Co. v. Gilmore, 168 Ariz. 159, 812 P.2d 977 (1991), an employee driving in the course of her employment was injured by a negligent motorist. Id. at 161, 812 P.2d at 979.
After she exhausted her own insurance, she sought to recover from her employer's CGL policy. Id.
The CGL policy contained automobile insurance but uninsured motorists coverage had not been offered on the policy. Id.
The supreme court held that because the policy provided automobile liability insurance, 20-259.01(A) required the insurer to offer UM coverage. Id. at 167, 812 P.2d at 985.