In Walker v. Grant County Sav.& Loan Ass'n, 304 Ark. 571, 803 S.W.2d 913 (1991), it was alleged that the creditor had delivered to the debtor a handwritten note stating that the property would be sold. A copy of the note was introduced into evidence. However, the court held that this was insufficient notice because: "there is no reference in the message to time of sale, or to specific location of sale, or to the method, manner, and terms of the sale other than the fact it was to be an auction. Any reference to private sales to be held after the auction was also omitted, and no subsequent written notice was given to ... Walker about private sales." (Walker v. Grant County Savings & Loan Ass'n, 304 Ark. at 571, 803 S.W.2d at 916.)