In Gamer v. duPont Glore Forgan, Inc. (1976) 65 Cal.App.3d 280, the appellant similarly sought recovery of allegedly usurious interest paid on a securities margin account. (Gamer, supra, 65 Cal.App.3d at p. 283.) Although the appellant was charged interest in excess of 10 percent on the debit balance in his margin account, the appellate court upheld summary judgment in favor of the creditor because the parties' agreement included a New York choice-of-law provision, the interest rate was lawful under New York law, and no California public policy was offended. (Id. at pp. 284-285, 290.)