In Wayne v. Staples, Inc. (2006) 135 Cal.App.4th 466, the court held that it was not a deceptive business practice for defendant to impose a surcharge on third-party insurance products purchased at its stores "as an administrative expense, for services such as processing of potential claims and related services," even though the surcharge was automatically applied without regard to actual administrative expense. The court explained: "In light of Staples's clear disclosure of the actual price it would charge its customers for declared value coverage prior to any purchase, . . . any ambiguity in the order form as to whether the amount charged includes a 'surcharge' or profit for Staples was not misleading or deceptive." (Id. at p. 484.)