In Accardo v. Clarendon Nat. Ins. Co. (La.Ct.App. 2000) 751 So.2d 975, 978, the court recognized the existence of "a strong public policy requiring prior notice of cancellation of an insurance policy to an insured so as to afford the insured time to obtain other insurance." The court in Accardo held where there is more than one named insured, the insurer must send a notice of cancellation to all named insureds when one insured cancels a policy. (Ibid.)