Williams v. U.S. Agencies Cas. Ins. Co., Inc

In Williams v. U.S. Agencies Cas. Ins. Co., Inc., 758 So. 2d 1010 (La. Ct. App. 2000), the owner and operator of the vehicle was legally at fault in an accident involving the Williamses and had purchased a liability policy with a named-driver exclusion that purported to exclude him from coverage. However, the Louisiana Court of Appeal had far different legislation to work with in reaching its conclusion that such exclusions are invalid. The relevant Louisiana statute, La. R. S. 32-900(B)(2) provides that all automobile owner's liability policies: "Shall insure the person named therein and any other person, as insured, using any such motor vehicle or motor vehicles with the express or implied permission of such named insured against loss from the liability imposed by law for damages arising out of the ownership, maintenance, or use of such motor vehicle".