In City Tailors, Ltd. v. Evans, 126 L.T.N.S. 439 (1921), the use and occupancy policy covered the business of a clothing factory. The insurance policy provided a stipulated per diem payment to be made each day the work at the factory was prevented due to fire damage. The policy also contained a "due diligence" clause which required the insured to do "all things reasonably practicable to minimise" the loss. City Tailors, Ltd. v. Evans, supra, 126 L.T.N.S. at 440.