Cooperative Fire Insurance Ass'n of Vermont v. Bizon
In Cooperative Fire Insurance Ass'n of Vermont v. Bizon, 166 Vt. 326, 693 A.2d 722 (1997), the Court upheld the superior court's denial of coverage based on our conclusion that the insured's act of shooting at another person was an "intentional act" within the meaning of the applicable policy's exclusion. See 166 Vt. at 333-34, 693 A.2d at 727.
In so ruling, we stressed "that the wording of the policy makes the exclusion applicable when the 'act,' not the injury, is intentional," and that a "person who deliberately fires a gun at another knows that it will inflict injury although the shooter cannot necessarily predict the extent of that injury." Bizon, 166 Vt. at 334, 693 A.2d at 727.