State ex rel. Allstate Ins. Co. v. Gaughan
In State ex rel. Allstate Ins. Co. v. Gaughan, 203 W.Va. 358, 508 S.E.2d 75 (1998), the Court concluded that a defense attorney represents only the insured, and not the insurer that is paying the defense attorney's fee.
While it has been argued that the attorney represents both the insurer and insured, we acknowledged that "in reality, the insurer actually hires the attorney to represent the insured." 203 W.Va. at 372, 508 S.E.2d at 89.