A.G. by Waite v. Travelers Insurance Company
In A.G. by Waite v. Travelers Insurance Company, 112 Wis. 2d 18, 331 N.W.2d 643 (Wis. Ct. App. 1983), the court held that, as a matter of law, a child placed in a family operated foster home for one year pursuant to court order was a resident of the household for insurance purposes.
The court based its holding on three factors:
(1) state precedent;
(2) evidence the family considered the foster care situation in contracting for insurance;
(3) "commonsense policy considerations," including a state statute suggesting the legislature intended foster children to be considered residents for insurance purposes. 331 N.W.2d at 648.